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Can you pay monthly for heating oil?

By paying monthly for heating oil, you can spread the cost over the year, should you?

Written by
Jenna Culy
on 14 May 2024
and updated on
08 Sep 2026
Categorised in
Tips and Advice

Unlike mains gas and electricity, heating oil is usually bought in larger quantities and stored in a tank at home. For households living off the gas grid, this can mean a significant one-off cost whenever it's time to top up the tank.

Paying monthly helps spread the cost of heating oil throughout the year. Rather than finding the money for a larger payment when you need to order, regular monthly payments allow you to build up a balance towards future heating oil deliveries. This can make household budgeting more manageable and help you plan ahead for your heating costs.

We’ve made it easy for customers to manage their heating oil costs with Payment Plan and Connected. One, a simple monthly payment to build up a balance, and the other an automatic top-up service. Let’s dive into why paying monthly is a no-brainer first.


Why paying monthly is a good idea

If your home relies on heating oil, keeping an eye on your tank and knowing when to order becomes part of managing your home. If you're new to heating oil and more familiar with mains gas, it can take a little getting used to.

This can become particularly important heading into winter. Colder weather often means using more heating oil, while Christmas and other seasonal costs can put extra pressure on household finances. Having money already set aside for your next order means one less expense to think about when your tank starts getting low.

A monthly heating oil payment plan can give you that extra peace of mind. Your balance is there ready to use towards an order when you need it, helping you feel more prepared for the colder months.

And if your order costs less than the balance you've built up, the remaining money stays available for a future top-up or could go towards extras such as a heating oil additive.

Top reasons for paying monthly

  • Less stress

    Monthly payments eliminate the anxiety of facing a large, unexpected bill. You can budget more effectively, knowing exactly what to expect each month.

  • Price control

    Despite paying monthly, you're not sacrificing control over your top-ups. You can still choose when to buy to take advantage of lower prices, ensuring you get the best deal possible.

  • Affordable payments

    By breaking down the cost into smaller manageable chunks, paying for heating oil becomes more affordable. It aligns better with your regular expenses, making it easier to incorporate into your monthly budget.

  • Consistent timing

    With monthly payments, you can expect your heating oil expenses to occur at the same time each month. This consistency allows for better planning and financial stability.


How to Pay Monthly with BoilerJuice

BoilerJuice Payment Plan

BoilerJuice Payment Plan is an easy way for those looking to pay monthly for heating oil and it's so simple to get started. It works by regularly depositing a small amount into your Tank Account, you can then use this balance against future oil orders:

  1. Head to my account or if you're new to BoilerJuice, you can register here.
  2. Choose the amount you want to pay each month (from only £10).
  3. Choose your payment date.

And that's it, you'll now regularly build up your balance, ready for your next heating oil order.

MONTHLY PAYMENT CALCULATOR

How much should I save per month for heating oil?

Paying into a plan monthly helps you to spread the cost of your oil by building a balance ready to use for later. There are no charges from us, the money in your pot is always yours and you can withdraw at any time.

p
Enter your current oil price in pence per litre.
Typical UK homes use 1,500–2,000 litres a year.
How long you want to spread the saving out for.

BoilerJuice Connected

Connected is a heating oil plan that takes care of everything for you, as well as spreading the cost of your heating oil with monthly payments. When you sign up, you’ll get our Smart Monitor and unlock oil monitoring in our App (Available on the App Store & Google Play).

The monitor keeps track of your oil levels for you, allowing us to automatically order oil top-ups at the best possible price. This means your home will have a constant supply of oil as if you were on the mains supply, so you’ll never run out of heating oil again. It’s the smart way to stay warm whilst saving time and money.

Convinced? Get Started Today

No matter which option you think is right for you, you’ll find paying monthly allows you to focus on the important things and not pesky heating oil bills. Whether you prefer the fully automated option or retaining full control...

Get started here

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Thousands of happy customers use BoilerJuice to get the cheapest heating oil